-
Interest Rate: as low as 12% p.a.
-
Service Charge: 1% – 2% on loan amount
-
Loan Tenure: 1 – 3 years
-
Pre-Closure Charge: Up to 4% on prepaid amount
-
Penalty Fee: up to 3% p.a. (charged daily on overdue days)
-
Loan Tenure: 1 – 3 years
-
Penalty Fee: up to 3% p.a.(charged daily on overdue days)
-
Pre-Closure Charge: Up to 4% on prepaid amount
Before you apply
Short-Term Financing Solution
Ideal for addressing temporary working capital needs.
Flexible Repayment
Tailor your repayment schedule to your cash flow.
Benefits
Before you apply
Interest Rate
-
Below 100 million MMK – 8.0% p.a.
-
100 million MMK and above – 8.5% p.a.
⦁ No account opening fee
⦁ Account Maintenance Fee of 1,500MMK will be charged if there is no activity for one year.
-
Interest Rate: as low as 12% p.a.
-
Service Charge: 1% – 2% on loan amount
-
Loan Tenure: 1 – 3 years
-
Penalty Fee: up to 3% p.a.(charged daily on overdue days)
-
Pre-Closure Charge: Up to 4% on prepaid amount
-
Interest Rate: as low as 13% p.a.
-
Service Charge: 1% – 2% on loan amount
-
Penalty Fee: 3% p.a. (charged daily on overdue days)
-
Pre-Closure Charge: Up to 4% on prepayment amount
-
Loan Term: 1 to 3 Years
.jpg)
BUSINESS CORPORATE
Related Products
Business Expansion Loan
SME & Corporate Working Capital Loan with pledged immovable property.
Seller Financing Loan
Finance your receivables using the confirmed invoices.
Buyer Financing Loan
Finance your payables with Distributor Financing Loan.
SME Overdraft Loan
Business Property Financing Loan for expansion of your business
Business Name
info@mysite.com
Tel. 123-456-7890
500 Terry Francine Street
San Francisco, CA 94158
Home
About
Contact
Terms & Conditions
Privacy Policy
Cookie Policy
© 2035 by Name of Site.
Created on Wix Studio.
Loan Calculator
CALCULATE YOUR INTEREST
.png)
FAQs
Common questions about SME Working Capital Loan
You have flexibility in using the loan funds, as long as it's for legitimate working capital purposes such as:
-
Purchasing inventory or raw materials
-
Paying salaries and wages
-
Covering operating expenses (rent, utilities, etc.)
-
Managing short-term debt obligations
-
The maximum loan amount is 500 million MMK. The final amount you qualify for will be based on your business's financial performance, industry, collateral value, rationale for short-term liquidity needs and other factors.
Collateral in the form of immovable property is preferred, but we're flexible and can discuss other options based on your business's financials.
Secured Personal Term Loan with Pledged Immovable Properties
What We Offer
-
Competitive Interest: Earn up to 8.5% p.a. on your daily balances, with interest deposited into your account quarterly.
-
Unlimited Transactions: Make deposits, withdrawals, and transfers with no restrictions, giving you full control over your finances.
-
Branch and Digital Access: Easily manage your account at any of our branches or through our convenient online and mobile banking platforms.
Is This Account Right For You?
This account is perfect for individuals in Myanmar who:
-
Want a convenient and flexible account for daily transactions.
-
Seek to earn competitive interest on their savings.
SME Loans / SME Working Capital
Working Capital Loan
Facing a temporary cash crunch or need to cover day-to-day expenses? Our SME Working Capital Loan provides the liquidity you need to maintain smooth operations and take advantage of new opportunities.
Why Choose our Loan?
Who can apply?
-
Boost Cash Flow: Get the funds to bridge the gap between payments and receipts.
-
Flexible Repayment: Choose monthly or quarterly interest payments, with principal repayment at the end of the term.
-
Competitive Rates: Enjoy our low interest rates starting at just 13% p.a.
-
Quick Approvals: Get access to capital faster with our efficient application process.
-
Expert Guidance: Our SME Relationship Managers can help you understand your financing options and choose the right solution for your business.
-
If your business has been established for over two years, you're eligible to apply.