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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Pre-Closure Charge: Up to 4% on prepaid amount
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Penalty Fee: up to 3% p.a. (charged daily on overdue days)
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
Before you apply


Affordable Homeownership
Low nterest rates and flexible repayment terms make your dream home a reality.
Financial Flexibility
Tailor your monthly payments to your unique financial needs up to 10 years.
Minimal Down Payment
Start your homeownership journey with a low down payment.
Benefits


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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
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Interest Rate: as low as 12% p.a. (Amortization)
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Service Charge: 1% - 2% on loan amount
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Loan Tenor: Maximum 10 years
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Lawyer & Assessor Fees: Up to 100,000 MMK (subject to change)
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Pre-Closure Charge: Up to 4% on prepayment amount
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Penalty Fee: up to 3% p.a. (charged daily on overdue days)
Before you apply
Interest Rate
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Below 100 million MMK – 8.0% p.a.
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100 million MMK and above – 8.5% p.a.
⦁ No account opening fee
⦁ Account Maintenance Fee of 1,500MMK will be charged if there is no activity for one year.



PERSONAL LOANS
Related Products
Home Equity Loans
Home Equity Loans
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Home Construction / Renovation Loans
Home Construction / Renovation Loans
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Tel. 123-456-7890
500 Terry Francine Street
San Francisco, CA 94158
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FAQs
Common questions about Home Loan

Yes, we offer pre-approval to help you determine your borrowing power and budget to finance your home. This can give you more confidence when making decisions about your dream home.
It's crucial to contact your Relationship Manager immediately if you anticipate difficulty making your payments. We can explore options such as loan restructuring or a temporary payment deferral to help you manage your finances and avoid defaulting on your loan.
Yes, you can make extra payments to reduce your principal balance and potentially shorten your loan term. There are no prepayment penalties, so you can pay off your loan faster without incurring additional costs.
The maximum loan amount depends on several factors, including your income, credit history, and the appraised value of the property you intend to purchase. We typically finance up to 70% of the property's value, but this may vary depending on your individual circumstances.
It's helpful to have a general idea of the type of property you're interested in and its approximate value, but you don't need to have a specific property selected before applying. Our Relationship Managers can help you explore your options and determine your affordability.
No, the home loan is specifically designed for purchasing a home and cannot be used for other expenses. We offer other personal loan options if you need financing for different purposes.
You can use our home loan to purchase a variety of properties, including:
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Newly-built homes on Grant or Freehold land
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Existing homes on Grant or Freehold
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Apartments
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Condominiums
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Grant or Freehold Land for Construction (with approved construction plans)
The property must be one where you are not currently residing and intend to live in after purchasing with the loan.
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CALCULATE YOUR INTEREST

Secured Personal Term Loan with Pledged Immovable Properties
What We Offer
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Competitive Interest: Earn up to 8.5% p.a. on your daily balances, with interest deposited into your account quarterly.
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Unlimited Transactions: Make deposits, withdrawals, and transfers with no restrictions, giving you full control over your finances.
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Branch and Digital Access: Easily manage your account at any of our branches or through our convenient online and mobile banking platforms.
Is This Account Right For You?
This account is perfect for individuals in Myanmar who:
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Want a convenient and flexible account for daily transactions.
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Seek to earn competitive interest on their savings.
Personal Loans / Home Loan
Home Loan for Purchase, Construction and Renovation of Condominium, Apartment and Houses
Turn your dream of homeownership into reality with our competitive interest rates, flexible repayment terms, and low down payment options.
Why you will love this
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Low-Interest Financing: Secure your home with interest rates: as low as 12% p.a.(Amortization), making your dream more affordable.
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Long Repayment Terms: Choose a loan term up to 10 years to fit your budget and lifestyle.
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Minimal Down Payment: Get started with a down payment as low as 30%, putting homeownership within reach.
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Adaptable Payments: Adjust your monthly payments to align with your financial situation.
Who can apply
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Individuals with a consistent income that meets our requirements based on the financed home value.