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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Pre-Closure Charge: Up to 4% on prepaid amount
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Penalty Fee: up to 3% p.a. (charged daily on overdue days)
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
Before you apply
Bridge Cash Flow Gaps
Smooth out fluctuations in revenue and expenses.
Manage Seasonal Demand
Meet increased demand during peak seasons without straining your resources.
Benefits
Support Operational Expenses
Cover payroll, rent, utilities, and other recurring costs.
Before you apply
Interest Rate
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Below 100 million MMK – 8.0% p.a.
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100 million MMK and above – 8.5% p.a.
⦁ No account opening fee
⦁ Account Maintenance Fee of 1,500MMK will be charged if there is no activity for one year.
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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
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Interest Rate: as low as 13% p.a.
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Service Charge: 1% – 2% on loan amount
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Penalty Fee: 3% p.a. (charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepayment amount
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Loan Term: 1 to 3 Years
BUSINESS CORPORATE
Related Products
Business Expansion Loan
Business Expansion Loan for your working capital requirements and capital investments
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Seller Financing Loan
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Buyer Financing Loan
Corporate Overdraft Loan
Business Expansion Loan for your working capital requirements and capital investments
Loan Calculator
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FAQs
Common questions about Corporate Working Capital Loan
Yes, the Working Capital Loan is typically secured by immovable property (land, condos, apartments, etc.).
While you have flexibility in using the funds, they must be utilized in accordance with the submitted business plan.
Secured Personal Term Loan with Pledged Immovable Properties
What We Offer
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Competitive Interest: Earn up to 8.5% p.a. on your daily balances, with interest deposited into your account quarterly.
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Unlimited Transactions: Make deposits, withdrawals, and transfers with no restrictions, giving you full control over your finances.
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Branch and Digital Access: Easily manage your account at any of our branches or through our convenient online and mobile banking platforms.
Is This Account Right For You?
This account is perfect for individuals in Myanmar who:
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Want a convenient and flexible account for daily transactions.
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Seek to earn competitive interest on their savings.
Corporate Loans / Working Capital Loan
SME & Corporate Working Capital Loan with pledged immovable property
Does your business face occasional cash flow gaps or seasonal fluctuations? Our Corporate Working Capital Facility provides the liquidity you need to maintain smooth operations, cover short-term expenses, and seize strategic opportunities when they arise.
What We Offer
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Flexible Financing: Access the funds you need when you need them, with tailored repayment terms designed to optimize your cash flow.
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Competitive Rates: Benefit from our attractive interest rates, starting at just 13% p.a.
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Streamlined Process: Experience efficient approvals and quick access to capital, so you can focus on running your business.
Is This Loan Right for Your Business?
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This loan is ideal for established companies that:
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Have a strong financial track record and demonstrated profitability.
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Experience occasional cash flow gaps or seasonal fluctuations.
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Need to finance inventory, receivables, payroll, or other short-term expenses
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Seek a flexible financing solution with competitive terms and expert guidance.