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  • Interest Rate: as low as 12% p.a.

  • Service Charge: 1% – 2% on loan amount

  • Loan Tenure: 1 – 3 years

  • Pre-Closure Charge: Up to 4% on prepaid amount

  • Penalty Fee: up to 3% p.a. (charged daily on overdue days)

  • Loan Tenure: 1 – 3 years

  • Penalty Fee: up to 3% p.a.(charged daily on overdue days)

  • Pre-Closure Charge: Up to 4% on prepaid amount

Before you apply

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Hospital-and-Surgery-Rider-(H&S).jpg

Secured Personal Term Loan with Pledged Immovable Properties

What We Offer

  • Competitive Interest: Earn up to 8.5% p.a. on your daily balances, with interest deposited into your account quarterly.

  • Unlimited Transactions: Make deposits, withdrawals, and transfers with no restrictions, giving you full control over your finances.

  • Branch and Digital Access: Easily manage your account at any of our branches or through our convenient online and mobile banking platforms.

Is This Account Right For You?

This account is perfect for individuals in Myanmar who:

  • Want a convenient and flexible account for daily transactions.

  • ​Seek to earn competitive interest on their savings.

Insurance / Hospital and Surgery Rider (H&S)

Hospital & Surgery Rider aims to provide the financial protection and

premier healthcare to the customers with comprehensive benefits together

with saving.

Turn your dream of homeownership into reality with our competitive interest rates, flexible repayment terms, and low down payment options.

Business Name

info@mysite.com
Tel. 123-456-7890

500 Terry Francine Street
San Francisco, CA 94158

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  • Daily Hospital Room & Board (up to 90 Days per admission)

  • Other Medical Expenses (In-Patient Hospitalization)

  • Laboratory Diagnosis Fees

  • Diagnosis fees for Pre & Post-Hospitalization (subject to days limit)

  • Operation room fees

  • Surgical fees

  • Anesthesiologist fees

  • In-hospital Medical Officer’s visit

  • Emergency out-patient treatment

  • Outpatient medical expenses per illness / per injury

  • Pre-existing illness or disease or conditions

  • Chronic disease, congenital or genetic disorder

  • Wars, any event which leads to riots or criminal activity

  • Any optical treatments

  • Drugs and alcohol rehabilitation

  • Mental health or Psychiatry disorder

  • Any Dental treatment (except accident)

  • Beauty treatment, cosmetic surgery, or skin care

  • Any pregnancy related conditions

  • AIDS and sexually transmitted diseases

  • Treatment given by doctor who is family member of insured

  • Suicide, Self-Harm, Murder, Committing a felony or being arrested

  • Being a passenger or working on unregistered planes

  • Vaccination, General health check or nursery which are not medical necessity

Benefits

What You Get

  • Premium healthcare coverage for medical expenses (IPD & optional OPD Benefit)

  • Comprehensive coverage including life insurance needs through reasonable premium rate

Key Features

      Product Type 

  • Rider (Must have base insurance plan                                                Policy Term 

  • 1 Year (Renewable)

  • Minimum coverage 2,500,000 Kyats or up to 50,000,000 Kyats          Plan Type     

  • Plan-1 to Plan-8                                                                            Medical Checkup 

  • Required                                                                                Insurable Age

  • 30 days – 69 Years Old (as per Base Plan Age Limit)

Exclusions

Insurance Calculator

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FAQs

Common questions about Hospital and Surgery Rider (H&S)

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  • Hospital & Surgery rider is an additional coverage of comprehensive hospitalization and medical expenses on top of base life insurance policy.

  • H&S is not a standalone product so customers can only buy from plan 1-8 as a package together with saving products like Short Term Endowment, Education and Student Life Insurance.

  • It depends on the base plan Age Bracket. Only eligible age applicable under base plan will also be eligible for rider.

  • Yes. OPD benefit and hospitalization benefits will be offered separately as described in the benefit table.

  • No, old policy holders of base policy cannot buy product package.

  • Lower SA band of base plan cannot buy higher plan of H&S

CALCULATE YOUR Insurance Benefit

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