
Secured Personal Term Loan with Pledged Immovable Properties
What We Offer
-
Competitive Interest: Earn up to 8.5% p.a. on your daily balances, with interest deposited into your account quarterly.
-
Unlimited Transactions: Make deposits, withdrawals, and transfers with no restrictions, giving you full control over your finances.
-
Branch and Digital Access: Easily manage your account at any of our branches or through our convenient online and mobile banking platforms.
Is This Account Right For You?
This account is perfect for individuals in Myanmar who:
-
Want a convenient and flexible account for daily transactions.
-
Seek to earn competitive interest on their savings.
SME Accounts / SME Fixed Deposit
SME Fixed Deposit
Looking to grow your company's savings while earning a competitive return? Our SME Fixed Deposit offers a secure and reliable way to maximize your idle funds over a fixed period.

-
Interest Rate: as low as 12% p.a.
-
Service Charge: 1% – 2% on loan amount
-
Loan Tenure: 1 – 3 years
-
Pre-Closure Charge: Up to 4% on prepaid amount
-
Penalty Fee: up to 3% p.a. (charged daily on overdue days)
-
Loan Tenure: 1 – 3 years
-
Penalty Fee: up to 3% p.a.(charged daily on overdue days)
-
Pre-Closure Charge: Up to 4% on prepaid amount
Before you apply




-
Interest Rate: as low as 12% p.a.
-
Service Charge: 1% – 2% on loan amount
-
Loan Tenure: 1 – 3 years
-
Penalty Fee: up to 3% p.a.(charged daily on overdue days)
-
Pre-Closure Charge: Up to 4% on prepaid amount
-
Interest Rate
-
1 Month – 10.5% p.a.
-
2 Months – 11.0% p.a.
-
3 Months – 11.5% p.a.
-
6 Months – 11.7% p.a.
-
9 Months –11.9% p.a.
-
12 Months – 12.0% p.a.
-
18 Months – 12.5% p.a.
-
-
No additional fee
Before you apply
Interest Rate
-
Below 100 million MMK – 8.0% p.a.
-
100 million MMK and above – 8.5% p.a.
⦁ No account opening fee
⦁ Account Maintenance Fee of 1,500MMK will be charged if there is no activity for one year.

What We Offer
-
Attractive Interest Rates: Enjoy high interest rates of up to 12.5% p.a., depending on the chosen tenor.
-
Flexible Tenors: Select the term that best suits your financial goals, ranging from 1 month to 18 months.
-
Secure Investment: Your funds are safeguarded with us, providing peace of mind for your business.
Is This Account Right for Your Business?
This deposit is ideal for businesses registered in Myanmar that:
-
Have excess funds they want to grow through a secure investment.
-
Seek a guaranteed return on their investment over a fixed period.
-
Prefer predictable interest income to support financial planning.
High Returns
Earn competitive interest rates on your deposited funds.
Flexible Terms
Choose a tenor that aligns with your financial goals and cash flow needs.
Emergency Funding Access
In case of unexpected financial needs, you can access a Cash Unlock Loan using your fixed deposit as collateral.
Benefits
Business Name
info@mysite.com
Tel. 123-456-7890
500 Terry Francine Street
San Francisco, CA 94158
Home
About
Contact
Terms & Conditions
Privacy Policy
Cookie Policy
© 2035 by Name of Site.
Created on Wix Studio.


Related Products
PERSONAL DEPOSITS
Business Term Loan
Business Term Loan
Coming Soon
Hire Purchase
Hire Purchase
Coming Soon
Savings Calculator
CALCULATE YOUR INTEREST
.png)
FAQs
Common questions about SME Fixed Deposit

Premature withdrawal may be possible depending solely on the bank's decision.
You can easily renew your deposit at the prevailing interest rate upon maturity. Our banking team will contact you prior to the maturity date to discuss your renewal options.
Yes, you can access emergency funds through our Cash Unlock Loan, using your fixed deposit as collateral. This allows you to address urgent financial needs without prematurely withdrawing your deposit and sacrificing your earned interest.

