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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Pre-Closure Charge: Up to 4% on prepaid amount
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Penalty Fee: up to 3% p.a. (charged daily on overdue days)
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
Before you apply
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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
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Interest Rate: as low as 12% p.a. (amortization)
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Service Charge: 1% - 2% on loan amount
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Loan Amount: Max. 70% of the asset value
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Down Payment: Min. 30% of the asset value (New Equipment)
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Down Payment: Min. 50% of the asset value (Used Equipment)
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Pre-Closure Charge: up to 4% on prepaid amount
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Loan Tenor: 1 – 3 years
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Penalty Fee: 3% p.a. (charged daily on overdue days)
Before you apply
Interest Rate
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Below 100 million MMK – 8.0% p.a.
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100 million MMK and above – 8.5% p.a.
⦁ No account opening fee
⦁ Account Maintenance Fee of 1,500MMK will be charged if there is no activity for one year.
BUSINESS CORPORATE
Related Products
Business Expansion Loan
Business Expansion Loan for your working capital requirements and capital investments
Working Capital Loan
SME & Corporate Working Capital Loan with pledged immovable property
Business Vehicle Loan
Business Vehicle Loan for your business heightened efficiency
CALCULATE YOUR INTEREST
Savings Calculator
Deposit Type
High-Yield Savings Accounts
Total interest you can earn on
23,000,000 Ks
CALCULATE YOUR INTEREST
Loan Calculator
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FAQs
Common questions about SME Equipment Financing Loan
While you have the freedom to choose your preferred supplier, we recommend consulting with your nearest branch or your relationship manager to discuss the process and ensure a smooth experience. If you purchase equipment from one of our authorized dealers, you may benefit from relaxed collateral requirements.
Our Equipment Financing Loan covers a wide range of equipment, including machinery, computers, IT equipment, office furniture, and more. We'll need your detailed business plan and supporting documentation to assess your request.
Secured Personal Term Loan with Pledged Immovable Properties
What We Offer
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Competitive Interest: Earn up to 8.5% p.a. on your daily balances, with interest deposited into your account quarterly.
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Unlimited Transactions: Make deposits, withdrawals, and transfers with no restrictions, giving you full control over your finances.
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Branch and Digital Access: Easily manage your account at any of our branches or through our convenient online and mobile banking platforms.
Is This Account Right For You?
This account is perfect for individuals in Myanmar who:
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Want a convenient and flexible account for daily transactions.
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Seek to earn competitive interest on their savings.
SME Loans / SME Equipment Financing Loan
Equipment Financing Loan
Ready to enhance your business operations with new or upgraded equipment? Our SME Equipment Financing Loan provides the capital you need to acquire essential assets, boost productivity, and stay competitive in your industry.
Enhance Producitivity
Invest in modern equipment to increase efficiency and output.
Reduce Costs
Replace outdated or inefficient equipment to lower operating expenses.
Preserve Working Capital
Avoid depleting your cash reserves by financing your equipment purchase.
Benefits
Why Choose Our Equipment Financing?
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Minimal Down Payment: Finance up to 70% of the equipment's value, with down payments starting as low as 30%.
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Flexible Collateral: No collateral is required for equipment purchased from our authorized dealers. For other purchases, flexible collateral options are available.
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Long Repayment Terms: Spread out your payments over 1 to 3 years, making it easier to manage your cash flow.
Who can apply
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SMEs with a solid business plan and demonstrated ability to generate positive cash flow are eligible to apply.