Secured Personal Term Loan with Pledged Immovable Properties
What We Offer
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Competitive Interest: Earn up to 8.5% p.a. on your daily balances, with interest deposited into your account quarterly.
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Unlimited Transactions: Make deposits, withdrawals, and transfers with no restrictions, giving you full control over your finances.
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Branch and Digital Access: Easily manage your account at any of our branches or through our convenient online and mobile banking platforms.
Is This Account Right For You?
This account is perfect for individuals in Myanmar who:
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Want a convenient and flexible account for daily transactions.
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Seek to earn competitive interest on their savings.
Corporate Loans / Supply Chain Finance - Receivables Financing
SME & Corporate Working Capital Loan with pledged immovable property
Don't let slow-paying customers hold your business back. Our Corporate Receivables Financing solution (also known as Supply Chain Finance – Seller Financing) is here to help. We can convert your outstanding invoices into immediate working capital, giving you the cash flow you need to seize growth opportunities and keep your business running smoothly.
Immediate Working Capital
Access the funds you need to invest in growth initiatives, cover operational expenses, and meet financial obligations.
Benefits
Improved Cash Flow Management
Bridge the gap between invoicing and payment collection, ensuring smooth operations even with extended payment terms to your customers.
What We Offer
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Accelerated Cash Flow: Get paid faster and eliminate cash flow gaps, improving your financial stability and enabling you to seize growth opportunities.
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Flexible & Scalable: Financing adapts to your sales volume, whether you need to finance individual invoices or manage a large portfolio of receivables.
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Large-Scale Solutions: We offer customized receivables financing programs for corporations with substantial sales to qualified buyers, ensuring your working capital needs are met.
Is This Solution Right for Your Business?
This solution is ideal for established corporates that:
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Have a strong track record of sales and collections.
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Sell to creditworthy buyers with a good payment history.
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Have high-volume sales and are interested in large-scale receivables financing programs
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Seek to accelerate cash flow and optimize working capital.
How Does It Work?
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Invoice Verification: We review your outstanding invoices to assess their eligibility based on your buyers' creditworthiness and payment history.
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Advance Payment: We advance you a percentage (up to 80%) of the approved invoice value, providing you with instant liquidity.
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Buyer Payment: Your buyers make payments directly to us according to the original invoice terms.
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Repayment & Release: We deduct the advance, fees, and interest from the payment, and the remaining balance is released to you.
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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenor: up to 1 year
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Pre-Closure Charge: up to 4% on prepaid amount
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Margin of Finance: up to 80% of invoice amount
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Penalty Fee: 3% p.a. (charged daily on overdue days)
Before you apply
Interest Rate
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Below 100 million MMK – 8.0% p.a.
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100 million MMK and above – 8.5% p.a.
⦁ No account opening fee
⦁ Account Maintenance Fee of 1,500MMK will be charged if there is no activity for one year.
Before you apply
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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
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Interest Rate: as low as 13% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenor: up to 1 year
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Pre-Closure Charge: up to 4% on prepaid amount
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Margin of Finance: up to 80% of invoice amount
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Penalty Fee: 3% p.a. (charged daily on overdue days)
Interest Rate
-
Below 100 million MMK – 8.0% p.a.
-
100 million MMK and above – 8.5% p.a.
⦁ No account opening fee
⦁ Account Maintenance Fee of 1,500MMK will be charged if there is no activity for one year.
BUSINESS CORPORATE
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Business Name
info@mysite.com
Tel. 123-456-7890
500 Terry Francine Street
San Francisco, CA 94158
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FAQs
Common questions about Corporate Supply Chain Finance - Receivables Financing
We provide an advance payment of up to 80% of your invoice amount. You repay the loan (plus interest and fees) once your customer pays the invoice.
It depends on the type of receivables financing. With invoice factoring, your customers are typically notified and make payments directly to us. With invoice discounting, the arrangement is confidential, and your customers continue paying you directly. We can discuss the best option for your business.
Interest is calculated on the outstanding advance amount and accrues daily.
Seller Financing Loan
Finance your receivables using the confirmed invoices