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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
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1 Lakh – 100 Lakhs → 10% p.a.
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100 Lakhs – 500 Lakhs → 10.5% p.a.
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500 Lakhs – 1,000 Lakhs → 11% p.a.
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1,000 Lakhs – 3,000 Lakhs → 11.5% p.a.
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3,000 Lakhs and Above → 12% p.a.
Interest Rate
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Below 100 million MMK – 8.0% p.a.
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100 million MMK and above – 8.5% p.a.
⦁ No account opening fee
⦁ Account Maintenance Fee of 1,500MMK will be charged if there is no activity for one year.
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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Pre-Closure Charge: Up to 4% on prepaid amount
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Penalty Fee: up to 3% p.a. (charged daily on overdue days)
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
Before you apply
Secured Personal Term Loan with Pledged Immovable Properties
What We Offer
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Competitive Interest: Earn up to 8.5% p.a. on your daily balances, with interest deposited into your account quarterly.
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Unlimited Transactions: Make deposits, withdrawals, and transfers with no restrictions, giving you full control over your finances.
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Branch and Digital Access: Easily manage your account at any of our branches or through our convenient online and mobile banking platforms.
Is This Account Right For You?
This account is perfect for individuals in Myanmar who:
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Want a convenient and flexible account for daily transactions.
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Seek to earn competitive interest on their savings.
Personal Accounts / Metro Reward Savings
Metro Reward Savings
Metro Reward Savings is designed for customers who want their money to work smarter. With flexible tiers and competitive monthly interest, it’s a smart way to grow your savings month by month.
Related Products
PERSONAL DEPOSITS
Passbook
Passbook
Coming Soon
Personal Debit
Personal Debit Card
Coming Soon
Interest Calculation
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Basis of Calculation
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Interest will be calculated on the minimum balance maintained during any given calendar month.
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No interest will be paid on accounts of which the balances are below MMK 100,000.
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Interest Payment and Conditions Affecting Interest
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Accounts closed before the end of any given calendar month will not be eligible for that month’s interest payout.
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Interest rates are subject to change in accordance with the Bank policies and Central Bank of Myanmar directives.
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Terms and Conditions
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Cash withdrawals from Savings accounts will be limited to once a week.
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All Metro Reward Savings accounts shall be governed by the prevailing rules and regulations of Myanmar Metro Bank and any applicable laws or directives issued by the Central Bank of Myanmar.
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Myanmar Metro Bank reserves the right, at its sole discretion, to amend, vary, or modify the Terms and Conditions of this product, including but not limited to interest rates, withdrawal limits, and account requirements, at any time.
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The Bank reserves the right to impose service charges, restrict account usage, or close the account if:
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The account is found to be inactive for an extended period, as defined by the Bank.
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The account is used for fraudulent, unlawful, or suspicious activities.
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High Interest Rates
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Up to 12% p.a. depending on your savings tier.
Monthly Interest Payouts
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Receive your interest every month, directly to your account.
Security
Your funds are safe and secure with Myanmar Metro Bank.
Key Benefits
What We Offer
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Competitive Interest – Earn up to 12% p.a. on your savings, with monthly interest payouts.
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Regular Monthly Interest – Earn monthly interest calculated based on the minimum balance maintained during any given calendar month — all at a competitive rate.
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Simple & Accessible – Start saving with just 100,000 Ks at any Metro Bank branch.
Is This Account Right for You?
This account is perfect for individuals who:
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Are 18 years or older
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Want to grow their savings the easy way — with simplicity and competitive interest rates.
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Prefer a savings option that offers a certain level of transactional flexibility while still earning higher monthly interest
The iPhone 16 lucky draw shall be conducted once every two (2) months throughout the promotion period.
Customers who maintain a minimum monthly balance of (500 Lakhs) in their Metro Reward Savings Account will be eligible to receive one lucky draw ticket.
Terms & Conditions for Lucky Draw Program
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Eligible customers will be notified via SMS once they qualify for the promotion.
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If the selected winner cannot be contacted, the Bank reserves the right to select an alternate winner.
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Metro Bank reserves the right to change terms and conditions.
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Prize models and values may vary depending on availability.
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Metro Bank Employees are not eligible to participate in this promotion.
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Metro Bank reserves the right to change terms and conditions.
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Prize models and values may vary depending on availability.