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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Pre-Closure Charge: Up to 4% on prepaid amount
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Penalty Fee: up to 3% p.a. (charged daily on overdue days)
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
Before you apply
Cash Flow Management
Smooth out fluctuations and cover unexpected expenses.
Improved Liquidity
Immediate access to funds for short term needs, up to 1 year.
No Hassle
No need for repeated loan applications; funds are readily available.
Benefits
Before you apply
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Interest Rate: as low as 12% p.a.
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Service Charge: 1% – 2% on loan amount
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Loan Tenure: 1 – 3 years
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Penalty Fee: up to 3% p.a.(charged daily on overdue days)
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Pre-Closure Charge: Up to 4% on prepaid amount
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Interest Rate: as low as 13% p.a.
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Service Charge: 1% - 2% on loan amount
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Loan Term: up to 1 year
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Commitment Charges: up to 2% if the balance is less than 80% of the approved limit
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Penalty Fee: 3% p.a. (charged daily on overdue days)
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Overlimit Charges: 3% p.a. on overdrawn amount (if balance is more than the approved limit)
Interest Rate
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Below 100 million MMK – 8.0% p.a.
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100 million MMK and above – 8.5% p.a.
⦁ No account opening fee
⦁ Account Maintenance Fee of 1,500MMK will be charged if there is no activity for one year.
Business Name
info@mysite.com
Tel. 123-456-7890
500 Terry Francine Street
San Francisco, CA 94158
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BUSINESS CORPORATE
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Business Expansion Loan
Business Expansion Loan for your working capital requirements and capital investments.
Working Capital Loan
SME & Corporate Working Capital Loan with pledged immovable property.
CALCULATE YOUR INTEREST
Savings Calculator
Deposit Type
High-Yield Savings Accounts
Total interest you can earn on
23,000,000 Ks
Loan Calculator
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FAQs
Common questions about SME Overdraft Facility
You can repay the outstanding balance at any time during the term. Interest is payable monthly or quarterly.
The maximum overdraft limit depends on your business's financial performance, collateral value (if applicable), and creditworthiness. We tailor overdraft limits to meet your specific needs.
The SME Overdraft is typically secured by collateral (immovable property). However, we may offer unsecured overdrafts to eligible businesses with a strong financial profile.
Secured Personal Term Loan with Pledged Immovable Properties
What We Offer
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Competitive Interest: Earn up to 8.5% p.a. on your daily balances, with interest deposited into your account quarterly.
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Unlimited Transactions: Make deposits, withdrawals, and transfers with no restrictions, giving you full control over your finances.
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Branch and Digital Access: Easily manage your account at any of our branches or through our convenient online and mobile banking platforms.
Is This Account Right For You?
This account is perfect for individuals in Myanmar who:
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Want a convenient and flexible account for daily transactions.
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Seek to earn competitive interest on their savings.
SME Loans / SME Overdraft Loan
SME Overdraft Facility
Need a financial buffer for those times when expenses unexpectedly exceed income? Our SME Overdraft Facility is a pre-approved line of credit linked to your current account, providing instant access to funds when you need them most.
Why Choose Our SME Overdraft?
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Flexibility: Borrow only what you need, when you need it.
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Instant Access: Funds are available immediately in your current account.
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Easy Repayment: Repay anytime during the term, with flexible interest payment options (monthly or quarterly).
Who can apply?
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SMEs in operation for over two years with a strong financial track record.