Unlock working capital tied up in inventory.

Suitable for: Suppliers and Anchors (Buyers)

Financing: Up to 70% of eligible inventory value

Inventory Finance provides financing against eligible goods held in an approved warehouse, helping businesses access liquidity while inventory is awaiting sale or delivery.

How it works:

• Eligible goods are placed in a Bank-approved warehouse.

• The inventory is verified by the appointed Collateral Manager.

• A Warehouse Receipt is issued.

• Myanmar Metro Bank provides financing against the eligible inventory.

• The borrower repays the principal and accrued interest.

• The Bank authorizes the release of the goods after settlement.

Key benefit: Turn eligible inventory into working capital without waiting for the goods to be sold.

Get paid earlier. Strengthen your cash flow.

Suitable for: Suppliers

Financing: Up to 70% of eligible invoice value

Reverse Factoring enables Suppliers to receive early payment after an Anchor (Buyer) approves the invoice and provides an Irrevocable Payment Undertaking (IPU).

How it works:

• Supplier delivers goods to the Anchor (Buyer).

• Anchor (Buyer) approves the invoice.

• Anchor (Buyer) issues an IPU to Myanmar Metro Bank.

• Myanmar Metro Bank provides early payment to the Supplier.

• Anchor (Buyer) pays the invoice amount to the Bank at maturity.

• Myanmar Metro Bank settles the financing and transfers the remaining amount to the Supplier.

Key benefit: Improve liquidity and reduce the waiting period associated with extended payment terms.

Turn eligible receivables into working capital.

Suitable for: Suppliers

Financing: Up to 70% of eligible invoice value

Traditional Factoring, also known as invoice discounting, provides financing against eligible invoices after goods have been delivered to the Anchor (Buyer).

How it works:

• Supplier delivers goods and issues an invoice.

• Supplier submits the invoice and Proof of Delivery through the platform.

• Metro Bank provides financing against the eligible invoice.

• Anchor (Buyer) pays the invoice into the designated Bank-Controlled Collection Account.

• Myanmar Metro Bank settles the financing and credits the remaining amount to the Supplier.

Key benefit: Access working capital sooner instead of waiting until invoice maturity. This facility is structured with recourse to the Supplier.

Purchase more inventory. Grow your sales.

Suitable for: Distributors

Financing: Up to 70% of eligible invoice value

Distributor Finance provides financing to eligible Distributors purchasing goods from an Anchor (Seller).

How it works:

• Distributor places an order with the Anchor (Seller).

• Distributor applies for financing through the SCF platform.

• Distributor provides the required margin.

• Myanmar Metro Bank finances the eligible balance and pays the Anchor (Seller).

• Anchor (Seller) delivers the goods to the Distributor.

• Distributor repays Myanmar Metro Bank at maturity.

Typical structure: Distributor contributes approximately 30% margin, while Myanmar Metro Bank finances the remaining eligible amount. Key benefit: Support larger inventory purchases while preserving working capital.

Unlock liquidity from your distributor receivables.

Suitable for: Anchors (Sellers)

Financing: Up to 70% of eligible invoice value

Anchor (Seller) Factoring allows eligible Anchors (Sellers) to obtain financing against a portfolio of distributor invoices.

How it works:

• Anchor (Seller) supplies goods to Distributors and issues invoices.

• Anchor (Seller) submits eligible invoices through the platform.

• Myanmar Metro Bank provides financing against the eligible invoice portfolio.

• Distributors pay the invoice amounts into the designated Bank-Controlled Collection Account.

• Myanmar Metro Bank settles the financing and credits the remaining amount to the Anchor (Seller).

Key benefit: Improve cash flow from distributor sales while continuing to support your distribution network. The facility is structured with recourse to the Anchor (Seller).